NMLS: 2052366
Hi, I’m Leslie McCarroll, and I serve as a Wholesale Account Executive with ARC Home. I work closely with mortgage brokers and lending partners to help them navigate the lending process with confidence, clarity, and consistency. My focus is on building strong relationships and being a dependable resource, whether it’s structuring loans, answering questions, or helping find the right solution for each client scenario.
At ARC Home, I take pride in representing a team that values efficiency, communication, and support. I understand that every deal matters, and I’m committed to helping my partners move loans forward smoothly while keeping their clients informed and confident at every step. My goal is simple: to make your job easier, strengthen your business, and help you succeed.
ARC Home
ARC Home is built around one simple idea: deals should not fall apart just because they do not fit inside a standard guideline. As a wholesale lender, we partner with mortgage brokers and loan officers to deliver solutions across a wide range of borrower scenarios, from straightforward agency loans to highly complex files that require strategy, creativity, and experience.
Where Complex Deals Get Done, Not Declined
At ARC Home, we focus on the deals others hesitate to take on. We specialize in restructuring challenging scenarios, strategically placing them, and guiding them to a smooth close. Every file is handled with precision, clear communication, and consistent follow-through because we understand that every deal represents a real opportunity and a relationship worth building.
Non-QM: Where Deals Are Rescued and Rebuilt
Non-QM is at the core of what we do. It is where we turn declined files into approved opportunities. Through programs such as Access and Edge Alt Income, Access Clean Slate, and Access and Edge Agency Plus, we help brokers reposition borrowers who do not meet traditional underwriting guidelines. From self-employed clients to high-income earners with non-traditional documentation, we reframe and structure the file intelligently and align it with the right execution path.
Investor Lending: Simple, Scalable, Repeatable
For real estate investors, speed and clarity matter.
For real estate investors, speed and clarity matter. Our DSCR programs, including Access and Edge DSCR, are designed to remove unnecessary friction. There is no income documentation or employment verification, allowing the focus to remain on property performance. With support for higher loan amounts, flexible DSCR thresholds, and LLC borrowers, we help investors scale their portfolios with confidence.
Specialized Opportunities That Close Big
Some deals require more than standard solutions. They require experience and a strategic approach.
We provide tailored financing for foreign national borrowers, jumbo and luxury homes, and second homes or investment hybrids. These opportunities demand thoughtful placement, and our team is equipped to deliver solutions that align with each borrower’s unique situation.
Agency, Conventional, and Government: The Foundation
While Non-QM offers flexibility, our agency and government offerings provide a strong, reliable foundation.
We support conventional and agency loans backed by Fannie Mae and Freddie Mac for primary residences, second homes, and investment properties with high loan-to-value options and consistent underwriting systems. We also offer government loan programs, including FHA, VA, and USDA, providing accessible paths to homeownership with flexible credit and low down payment options.
The ARC Home Approach
At ARC Home, we are more than a lender. We are a partner in your pipeline. Whether a file is simple or complex, we bring structure, communication, and consistency to help move deals forward with confidence.
Because the right deal is not always the easiest one. It is the one that gets done.
Innovative Solutions and Service for Brokers and Correspondents
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